If you’re a homeowner in Orlando and your roof suddenly starts leaking after a big storm, one of your first questions is probably: “Will my homeowners insurance cover this?” The short answer is—it depends. But don't worry, we’ll break it down clearly so you know what’s covered, what’s not, and how to make the most of your policy when it comes to replacing your roof. Let’s Start with What’s Typically Covered Most homeowners insurance policies in Florida will cover roof replacement if the damage is caused by something sudden and accidental. Think hurricanes, windstorms, hail, or even a tree crashing down during a thunderstorm. If the cause of damage is listed as a covered peril in your policy, then your insurer is likely on the hook for a new roof—minus your deductible, of course. But here’s the catch: if your roof is showing its age or the damage is due to neglect or lack of maintenance, insurance likely won’t help. Insurance companies consider routine wear and tear your responsibi...
If you're wondering how much it costs to replace a roof in Winter Park, FL, the answer isn't one-size-fits-all—but you can expect to spend anywhere from $7,000 to $20,000 depending on materials, roof size, slope, and more. To get a more precise figure, your best bet is to schedule a free estimate with a professional roofing contractor like Honest Abe Roofing . A roof is one of the most important components of your home, and when it's time to replace it, the cost can feel overwhelming. But don’t worry—we’re here to walk you through the details so you feel confident and prepared. Factors That Affect Roof Replacement Costs in Winter Park Winter Park is known for its beautiful homes, but also its Florida heat, heavy rains, and the occasional hurricane. All of these factors play into how roofing contractors assess replacement costs. Let’s break it down. 1. Roof Size & Complexity The larger and more complex your roof, the more materials and labor it will require. A simple, ...